Lucro

OUR ACHIEVEMENTS

Our success is rooted in years of hands-on experience

825+

years of collective experience

At Lucro, our expert team delivers quick and comprehensive loan recommendations right when you need them.

$30B+

loans underwritten

Since inception, we've underwritten loans in nearly every state. Lenders following our recommendations enjoy delinquency rates well below the national average.

6,000+

services completed annually

Our team manages hundreds of loan requests monthly, from underwriting & doc prep to real estate & loan servicing. Our team does the heavy lifting so you can focus on your members.

We help credit unions thrive by maximizing one of their most lucrative lines of business: commercial lending.

SERVICES

Grow your most lucrative portfolio

Let us turn your fixed costs into variable costs. Pick and choose what you need us to do on a loan by loan basis. You are always in the driver's seat.

Underwriting

You can depend on the breadth and depth of experience in our underwriting team to ensure you understand unique nuances behind any deal.

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Documentation

Our team will guide lenders from start to finish with industry standard best-practices compliant in all 50 states.

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Real Estate

Lucro coordinates all of the real estate services needed to close and maintain a business loan from start to finish.

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Loan Servicing

We tailor loan servicing programs to your needs, handling everything from billing and payments to tickler tracking and annual reviews.

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OUR TECHNOLOGY

Empower your business
with our technology

Digital Business Lending Center^SM

Put your program online (the easy way)!

Our award-winning lending platform helps you quickly offer small business loans online directly from your website, 24 hours a day. Get started in a few days and rest easy knowing you've got our support behind you.

Lender workflow management

Automated document collection

Borrower dashboard

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LoanSplit

Quickly and easily buy or sell commercial loans

Gives financial institutions unlimited access to a commercial loan marketplace where loans of all types can be bought or sold.

Automate buying and selling of commercial loans

Control your distribution channel

Pre-built templates to save you time

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Evie

Our common sense LOS filled with tools to make your life easier

This lender portal provides full transparency into our process - you will be able to track your requests and see what we are doing and when we are doing it.

Periodic review scheduling

Automated collection of borrower financial info

Easily create access for auditors

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PARTNERS

Thriving across the country

We partner with over 100 credit unions nationwide.

Thrive Together Conference - Chicago

Connecting for commercial lending success

Join us in the Windy City as we bring together the nation’s leading credit union professionals to explore new opportunities in commercial lending.

Chicago Athletic Association

September 21–23, 2026

See agenda

CAREERS

Join our growing team of experts

Lucro is a service union organization started in 2003 with a mission to help credit unions thrive by maximizing one of their most lucrative lines of business… commercial lending.

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About us